Business loans

A current account credit is ideal for meeting temporary liquidity requirements.

• In Swiss francs and the main foreign currencies
• Funds available immediately
• Variable interest rate, according to the current money market trends
• Indefinite term
• Repayment in part or full at any time

A fixed advance is the ideal solution for financing short-term commitments at known points in time. This gives you the best conditions available on the money market, with no risk of upward variations.

• In Swiss francs and the main foreign currencies
• Minimum amount CHF 500,000
• Term from 1 to 12 months
• Fixed interest rate for the entire term of the fixed advance

A fixed-term loan is the optimum solution for meeting medium/long term finance requirements.

• Minimum amount of CHF 500,000
• Term of more than 12 months
• Variable or fixed interest rate according to market opportunities
• Possibility of optional repayments or with predefined repayment dates

• Fixed term, normally up to 10 years
• Interest rate set on disbursement on the basis of capital market rates, the loan amount, the client's financial situation and the security provided
• Principal repayments agreed in advance (exceptional repayments are normally not permitted)
• Ability to plan ahead in terms of financial commitments, interest and principal repayments under the mortgage, avoiding the risk of a rise in interest rates

• Unlimited term (3 month notice period for cancellation)
• Interest rate based on money market rates
• Principal repayments agreed in advance (exceptional repayments permitted)

For foreign trade operations, we offer documentary credit and collection services, as instruments necessary to cover your company's transactions with foreign countries.

Under a bank guarantee or bank bond, we act as the guarantor for performance of your commitments and dealings with third parties.